Skip to main content

Retiree Health Insurance Credit Program (RHIC)

Overview

  • RHIC is an additional retirement benefit sponsored by your employer if you participate in any of the following retirement plans:
    • Defined Benefit (Main) Hybrid – must be hired before January 1, 2020
    • Public Safety
    • Judges
    • Highway Patrol
    • Defined Contribution - must be hired before January 1, 2020
  • You earn $5 in monthly credit for each year you are employed and receiving eligible service credit. However, if you retire early, your credit will be actuarily reduced.
  • Once you begin receiving your retirement payment, at least annually, your RHIC amount may be reimbursed for eligible after-tax monthly insurance premiums.
  • Those contributing to TIAA with the North Dakota State University System or the Teachers Fund for Retirement (TFFR) do not have RHIC associated with their retirement plans.