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Retiree Health Insurance Credit


  • The Retiree Health Insurance Credit (RHIC), is a monthly lifetime benefit for retirees of NDPERS sponsored retirement plans receiving an ongoing benefit at least annually. 
  • You must be in retirement status and have eligible after tax insurance premium expenses to receive reimbursement of your RHIC benefit.
  • Eligible premiums include non-NDPERS health and/or prescription drug insurance premiums or NDPERS health, NDPERS dental, NDPERS vision and NDPERS Long Term Care premiums.
  • Retired spouses of NDPERS retirement plans may combine RHIC benefits
  • Application Software Incorporated (ASIFlex) is the third party claims administrator. Claim and reimbursement questions should be directed to ASIFlex.
  • Your RHIC will automatically be reimbursed to you if you enroll in NDPERS insurances; you do not have to file a claim.
  • If you enroll in non-NDPERS health insurance, you will need to file a claim to receive your RHIC. The RHIC claim period each fiscal year is from July 1 to June 30.  The deadline for submitting claims for the fiscal year is September 30.  Refer to the Claims Processing Guidelines.
  • For your convenience, your RHIC can be direct deposited around the first working day of every month; otherwise, a physical check will be mailed.  ASIFlex and NDPERS are not responsible for lost or stolen checks.
  • In the event of a divorce, please review the Qualified Domestic Relations Order for additional information.  

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