Defined Benefit Hybrid Retirement Plan (Main) for Active Members

• If you work a minimum of 20 hours/week for 20 or more weeks of the year with a NDPERS employer, are at least eighteen years of age, and filling a permanent regularly funded position, you must participate unless you are eligible to opt out or special provisions apply.
• If you are an eligible part-time or temporary employee with a NDPERS employer, you may elect to participate at your own expense within the first 180 days of beginning employment.

• Every month you contribute to your NDPERS retirement plan, you earn service credit. 
  • Until December 31, 2022, your account balance accrues interest compounded monthly at 6.50%.

  • Effective January 1, 2023, your account balance accrues interest compounded monthly at 6.00%. 

• Your lifetime, monthly benefit is calculated based on a formula.  The formula differs for participants based on their enrollment and retirement dates. Reference the Defined Benefit (Main) Handbook to view the formula. 
• You may elect to purchase service credit to increase your future monthly retirement benefit. 
• If you become permanently disabled while actively contributing, your retirement plan includes a disability option.
• In the event of a divorce, please review the Qualified Domestic Relations Order for additional information.

Additional Information

• Plan Handbook Overview
• Deferred Retirement Guide
• Disability Retirement Guide
• Notice of Transfer Guide
• Refund/Rollover Guide
• Retirement Guide