Defined Contribution for Active Members

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Overview

Eligible new hires may opt out of the Defined Benefit plan and elect the Defined Contribution within the first 6 months of employment.
Each eligible new hire receives notification and personal plan comparisons. Contact NDPERS directly regarding questions.
If you elect the Defined Contribution Plan, you are responsible for managing your retirement account balance by working with consultants from the Trustee Company (Empower).
Your retirement benefit is based on your account balance, and you determine your stream of income.
There is no guaranteed lifetime monthly benefit.
Your Defined Contribution Plan election is irrevocable!
In the event of a divorce, please review the Qualified Domestic Relations Order for additional information.

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Defined Contribution for Active Members

Overview

Additional Information