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High Deductible Health Plan (HDHP)


  • The Carrier is Sanford Health Plan.
  • Permanent state employees, university system employees and district health unit employees are eligible to participate in a High Deductible Health Plan (HDHP) with a Health Savings Account (HSA).  
  • Temporary employees and employees of political subdivisions are not eligible to participate in the HDHP/HSA.
  • The HDHP/HSA option has higher annual deductibles and larger out-of-pocket costs for medical services.  However, the higher initial out-of-pocket costs are partially offset by an employer contribution to an HSA created in the member’s name. 
  • Initial enrollment period is within 31 days of employment into an eligible position or within 31 days of a qualifiying event.
  • NDPERS conducts an Annual Enrollment in the fall each year with coverage effective January 1 of the following year.

Sanford Health Plan Member Portal - Member Portal

Summary Plan Description
Certificate of Insurance

Health Savings Account (HSA Information)

   Tobacco Cessation Program    Healthy Pregnancy ProgramNDPERS Diabetes Management

Additional Information